Your financing plan options :
6-12 months interest-free*
No interest if the balance is paid in full*
Minimum monthly payments required* (6 or 12 months)*
Cash Option Plan*:
- Interest will accrue on the purchase amount starting from the beginning of the promotional period, and a minimum payment of 5% of the balance will be due each billing cycle.
- If you pay the purchase amount by the end of the promotional period, all accrued interest will be waived.
- If you do not pay the purchase amount by the end of the promotional period, all accrued interest will be charged to your account.
36 months at 7.99%*
Take 36 months to pay with equal payments**
Equal Payments Plan with Interest:
- Interest is included in the required equal monthly payments.
- A reduced interest charge rate of 7.99% will be calculated on the purchase amount.
- The purchase amount and interest charge are divided by the term to arrive at the required equal monthly amounts.
- If the minimum payment is not made by the due date or if a balance remains due after the promotional period ends, interest will be calculated at the annual interest rate specified in the account agreement.
Take advantage of our financing offers*!
Finance your in-store and online purchases with your Germain Larivière store card.
Apply for financing at checkout and receive a decision and credit amount within minutes.
Take advantage of our financing offers*!
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
In such a case, no problem: the delivery driver will take note and notify us. You can also contact our after-sales service by email, describing the issue with photos of the damage and your contract number.
*On approved credit. Certain conditions apply. An annual fee of $35, as detailed in your account agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions of your retail credit agreement and the Statement of Conditions and Promotional Program Disclosure Document (collectively, the “Account Agreement”). Interest will accrue on the purchase amount and annual fee from the start of the promotional period, and a minimum payment of 5% of the balance will be due each billing cycle. However, if you make the required minimum payments and pay the balance in full before the end of the promotional period, all accrued interest will be waived and no charges will be applied to the purchase amount and annual fee. If you do not pay the balance in full before the promotional period expires, all accrued interest will be charged to your account. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid interest charges. Upon cancellation or expiry of the promotional period (or for purchases not made during the promotional period), the 31.99% annual interest rate disclosed in your account agreement and the terms of the regular credit plan will apply to any outstanding balance. See your account agreement or visit a store for more information.
**On approved credit. Certain conditions apply. An annual fee of $35, as indicated in your account agreement, may be charged to your account, subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions of your credit agreement and statement of conditions, and the promotional program information document (collectively, the “Account Agreement”). Interest is included in the required equal monthly payments. A reduced interest rate will be calculated on the purchase amount. The purchase amount and interest are divided by the term to arrive at the required equal monthly amounts. If the minimum payment is not made by the due date or if a balance remains owing after the promotional period ends, interest will be calculated at the annual interest rate indicated in the Account Agreement.