Take advantage of our financing offers*!
Finance your in-store and online purchases with your Germain Larivière store card.
Apply for financing at checkout, and receive a decision and credit amount within minutes.
Your financing plan options:
No interest if balance paid off.
Minimum monthly payments required.*
(6 or 12 months)
*Same as Cash plan:
Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle.
However, if you make the required minimum payments and pay the balance in full by the promotional period expiration date, all accrued interest will be waived.
If you do not pay the balance in full by the promotional period expiration date, all accrued interest will be charged to your account.
Take 36 months to pay with equal payments**
**Equal Payments with Interest plan:
Interest is included in the required equal monthly payments.
A reduced interest rate of 7.99% is charged on the purchase amount.
The purchase amount and interest are divided by the term to arrive at the required equal monthly payments.
If the minimum monthly payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate shown in the account agreement.
*On approved credit. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle. However, if you make the required minimum payments and pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full by the promotional period expiration date, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid interest charges. On termination or expiration date of the promotional period (or for purchases that are not part of the promotional period), the annual interest rate of 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. See store and Account Agreement for further
**On approved credit. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Interest is included in the required equal monthly payments. A reduced interest rate is charged on the purchase amount. The purchase amount and interest charges are divided by the term to arrive at the required equal monthly payments. If the minimum monthly payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate shown the account agreement.
You can make payments in any of the following ways:
- Mobile or online banking: enter Fairstone – Retail Financing as the payee
- At a local Fairstone branch
- At your financial institution
- By mailing a cheque payable to Fairstone including the account number and the payment amount on the return portion of your mailed monthly statement addressed to:
Fairstone Financial Inc.
Attn: Payment Processing
630 René-Levesque Blvd. W. Suite 1400,
Montréal, QC, H3B 1S6
For more information about your Fairstone financing account, read our FAQs on Fairstone.ca
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc.
is a wholly owned subsidiary of Fairstone Bank of Canada.